European leaders talk and talk, but they can't change the most important facts about the debt crisis that has put much of the continent into an economic tailspin: It will take loads of rescue money to pay down huge government debts and recapitalize tapped-out banks. But nothing is free: Getting that rescue money will require loads of austerity. The upshot, unfortunately, is dithering and delay. Time's-a-wasting, Europe. Make the tough decisions.